Ira Limits 2025. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2025 and 2025 tax years is $7,000 or $8,000 if you are age 50 or older. The roth ira contribution limit for 2025 is $7,000 for those under 50,.
For 2025, you can contribute as much as $7,000 to an ira or $8,000 if you’re age 50 and older. In 2025, workers can contribute up to $23,500 to their 401(k)s, up from $23,000.